California Low Cost Auto Insurance (CLCA) For Low Income Residents

Are you an unemployed or low income resident of California?

California now has a low cost auto insurance plan that most the State’s counties are participating in. Get more info here.

Requirements:

All participants must meet income guidelines

1 Person = $27,075
2 People = $36,425
3 People = $ 45,775
4 People = $55,125

  • Must be at least 19 years old
  • Must have been licensed to drive the last 3 years
  • Vehicle is valued at $20,000 or less
  • You must not have any other auto insurance policy
  • college students may not be claimed as a dependent on another persons tax return
  • No felony or misdemeanor convictions for vehicle code violations
  • No more then one point on driving record in the past 3 years
  • No more then one at-fault property damage only accident in the past 3 years

What is the maximum limits this CLCA liability policy will cover?

Basic Liability Policy

  • Bodily Injury liability per person – $10,000
  • Bodily Injury liability per accident – $20,000
  • Property Damage liability per accident – $3,000
  • No more then 2 cars/policys

Annual rates for the California Low Cost Auto Insurance Policy:

Alameda California Low Cost Auto Insurance Policy =$314.00
Amador California Low Cost Auto Insurance Policy =$264.00
Calaveras California Low Cost Auto Insurance Policy = $264.00
San Joaquin California Low Cost Auto Insurance Policy = $314.00
Stanislaus California Low Cost Auto Insurance Policy = $314.00

Check out the latest yearly rates here.

Remember, you must meet the income requirements.

california low cost auto insurance

2 Responses to “California Low Cost Auto Insurance (CLCA) For Low Income Residents”

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